FHA, VA and USDA Loans

FHA, VA and USDA Loans….a good option for the reasons listed below.
An FHA insured loan is a Federal Housing Administration mortgage which is provided by an FHA approved lender such as The Loan Tree.  This program provides very low down payment options and more relaxed underwriting guidelines when compared to conventional mortgage programs.

A VA mortgage allows qualifying veterans or their surviving spouses to purchase or refinance homes and condominiums with little or no down payment and no monthly PMI.

A USDA mortgage is insured by the U.S. Department of Agriculture and the program's biggest feature is its option for "no money down" financing. Via the USDA, you can finance 100% of a home's purchase price while getting access to below average fixed mortgage rates.

  • Is your credit less than perfect?
  • Is your down payment or home equity less than 5%?
  • Do you prefer the security of a government-insured loan?
  • Do you want an interest rate lower than a conventional loan?
If you answered yes to any of these questions, one of these loan programs may be right for you! Find out how easy the Loan Tree can make buying or refinancing your home by contacting us for additional details.

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