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^{Happy New Year!} 

^{Feb. 2010}

$8,000 First Time Homebuyer Tax Credit

Has Been Extended Until June 30, 2010. Feb. 2010 

Home Values Expected To Drop An

Additional 8% So Refinance Now While

The Rates Are Still Low! Feb. 2010

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 Also Ask Us About Our $995 Flat Fee Refinance Option With Fixed Rates As Low As 4.75%  Feb. 2010

Customers First

The finest compliment we can ever receive is the referral from a friend or past client. It's our goal to make the loan process as simple and worry-free as possible and at rates that often seem "to good to be true"!  So, give us a try and I will personally guarantee your complete satisfaction.  Arthur J Kelly, president.

Get Answers Fast

Here is where you can find the answers you need to virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right mortgage program to help you accomplish your goals. Or feel free to contact me directly for assistance at Arthur J Kelly, president 732-988-5000 x202 or by email at akelly@theloantree.com